おすすめ本レビュー
The Destructive Power of Family Wealth by Philip Marcovici 296 pages Published by Wiley おすすめ本レビュー
Philip Marcovici is well known in the fiduciary/tax/legal world having worked for many years in Hong Kong and subsequently Geneva (now recently back in Hong Kong). Philip’s book is an excellent guide to the essentials of wealth planning for families with many examples of what can go wrong and what constitutes best practice. Among the points Philip makes:- Any amount of wealth can cause family tensions – this book is not just about the super rich
- The days of simply hiding cash and assets offshore and hoping they would not be discovered are well and truly over given Foreign Account Tax Compliance Act, Common Reporting Standard and anti-money laundering laws
- Lengthening life spans, globalisation of family relationships and the prevalence of divorce and gold-digging spouses bring challenges to wealth preservation
- Advisors are not always to be trusted – they may have agendas at odds to the best interests of families – checks and balances are always desirable
- 資産額に関係なく全ての資産レベルにおいて資産は家族に争いをもたらす。つまり、家族資産問題は富裕層に限定された問題ではない
- FATCA(外国口座税務コンプライアンス法)、CRS(共通報告基準)、マネーロンダリング対策法が施行された今日、オフショアへの資産隠しの時代は既に過去のものである
- 寿命の伸び、家族構成のグローバル化、増える離婚件数、玉の輿狙いなど、資産保全に対するチャレンジの増加
- アドバイザーの全てが信頼できるわけではないこと。アドバイザーが家族の有益を一番に考慮しているとは限らないため、アドバイザー任せにはできない
資産運用
11th July 2017